Let's build your real estate empire.

If you’re getting great real estate deals you shouldn’t have to worry about where your funding comes from. Whether you’re wholesaling, double closing, rehabbing, flipping, or holding, my team and I are here to get you the funding you need to get your deal done.

Ray Seaman

EMD Partnership

Need an earnest money deposit (EMD) for your deal funded? We’ll partner with you to get it done. Start here.

Transactional Funding

Need temporary funding for 1-2 days to make a double close or Morby Method happen? Start here.

Rental Loan

Need a long-term, amortized loan to buy or refinance a rental property? Get a debt service coverage ratio (DSCR) loan. Start here.

Fix and Flip

Buying a fixer upper and need funding to buy the property and fix it up? Start here.

BRRRR Financing

Buy, Rehab, Rent, Refinance, Repeat (BRRRR). Yep, we do these, too. Start here.

New Construction

Building a spec home or a rental property? Start here.

Who I Am

I’m Ray Seaman. Licensed Florida REALTOR®, distressed land investor through All Acres Land Company, and a longtime member of the Tallahassee real estate investing community.

Through Seapratt Capital, LLC, I partner with investors, wholesalers, and operators on residential investment deals that need capital alongside experienced local knowledge.

My approach is straightforward: clear JV agreements, fast decisions, real partnership. No bait-and-switch, no overcomplication. If the deal makes sense, we get it done.

How I Partner

Earnest Money Deposits Capital to lock down contracts on time-sensitive deals — typically a few thousand to fifteen thousand dollars, deployed within 24-48 hours of agreement.

Transactional & Double-Close Funding Same-day capital for wholesale assignments and back-to-back closings where you need funds in escrow to close the A-to-B leg before the B-to-C closes.

Joint Venture Structure Every transaction is a written joint venture agreement between Seapratt Capital, LLC and the investor. We agree on a flat fee or profit share up front. Funds are wired directly to a closing attorney or title company — never investor-to-investor. Clean, documented, predictable.

Who I Work With

  • Real estate investors closing on Florida investment properties
  • Wholesalers managing assignment fees and double closings
  • Sub2, novation, and creative finance operators
  • Title companies and closing attorneys with investor clients running tight timelines
  • Other capital partners looking for Florida deal flow

Bring Me A Deal

Send the basics — property, contract terms, exit strategy, timeline, and what you need from a JV partner. The fastest deals I’ve helped move started with a clear one-paragraph summary.